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New: practical guides to visas, work and everyday life in Japan

Real Estate

Real estate guides

Guides to renting and buying property in Japan, with approximate costs and area overviews.

7 guides

Guides

A house on a land plot marked with red boundary pegs, a document with a red seal and a key

Property Guide

Can foreigners buy property in Japan? Rules, 2026 changes, costs and taxes

As of 7 November 2026, foreign nationals can buy land and buildings in Japan. Since 5 October 2026, every new individual owner must give their nationality at registration, and a bill to tighten rules on land important for national security is under discussion in the Diet. Budget for brokerage, registration tax, acquisition tax and yearly fixed asset tax.

An arched bridge over a city river with a small boat and low buildings along the bank

Property Guide

Osaka for newcomers: renting in the city wards or nearby Suita, Toyonaka, Higashiosaka and Amagasaki

Indicative, checked 7 November 2026 (official 2023 survey): in 2023 the average rent paid by renting households in Osaka City was ¥61,704 a month, from ¥47,270 in Taisho ward to ¥77,502 in Tennoji. That is about a third less than Tokyo's 23 wards. The median commute in the Kinki area was 34.8 minutes, ten minutes shorter than in the Kanto area.

A wide avenue lined with trees leading to distant buildings and a red sun

Property Guide

Nagoya for newcomers: renting in the city wards and nearby cities

Indicative, checked 7 November 2026 (official 2023 survey): in 2023 the average rent paid by renting households in Nagoya was ¥59,224 a month, from ¥41,983 in Minato ward to ¥71,613 in Naka ward. The median commute in the Chukyo area was 28.4 minutes, much shorter than Tokyo or Osaka. Check where your workplace is first: it may be outside the city.

A wooden street food stall with blue curtains and a red lantern on a seaside promenade at sunset

Property Guide

Fukuoka for newcomers: renting in the city wards and nearby Kasuga and Onojo

Indicative, checked 7 November 2026 (official 2023 survey): in 2023 the average rent paid by renting households in Fukuoka City was ¥56,424 a month, from ¥49,704 in Jonan ward to ¥64,382 in Chuo ward. The median commute in the Kitakyushu–Fukuoka area was 26.5 minutes, among the shortest of Japan's big city areas in the survey.

A city skyline in shades of blue with a distant mountain and a commuter train crossing a viaduct

Property Guide

Tokyo for newcomers: renting in the 23 wards or the commuter towns of Saitama, Chiba and Kanagawa

Indicative, checked 7 November 2026 (official 2023 survey): in 2023 the average rent paid by renting households in Tokyo's 23 wards was ¥93,579 a month, from ¥65,958 in Adachi to ¥192,525 in Minato. Cities just outside, such as Kawaguchi, Funabashi and Matsudo, were close to the cheaper outer wards. Rent per tatami falls with distance from the centre, but the typical commute gets longer.

Stacks of coins growing taller from left to right with a small house on top of the tallest stack

Property Guide

Mortgages for foreign residents in Japan: why permanent residence matters

Japanese lenders look at your age at the end of the loan, health, income, years in your job and repayment ratio, and many also consider nationality or residence status. The government-backed Flat 35 requires Japanese nationality, permanent residence or special permanent residence. Without permanent residence, expect fewer options and more questions.